| Affiliations |
Department of Insurance, Ural Federal University, 19 Mira, Str, Ekaterinburg, Russian Federation; Department of finances and credit Samara State University of Economics, 141 Sovetskoy Armii Str, Samara, Russian Federation; 1 Oktyabrya Sq, Ekaterinburg, Russian Federation; Department of Finance of the Kazan (Volga region), Federal University, 18 Kremliovskaya Str, Kazan, Russian Federation |
| References |
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