Diversification of banking risks in the context of financial globalization / Yuzvovich L.I., Tershukova M.B., Mokeeva N.N., Zaborovskiy V.E., Zaborovskaya A.E. // Mediterranean Journal of Social Sciences. - 2015. - V. 6, l. 3S3. - P. 147-156.

ISSN:
20399340
Type:
Article
Abstract:
Diversification of financial activity involves the use of alternative income opportunities from various financial transactions - short-term investments, formation of the loan portfolio, portfolio of long-term investments, and the implementation of real investment. In today's highly integrated monetary relations, risk is not an integral part of the economic system. Sensibility to risk increases; factors of its occurrence are becoming more diverse, and the opportunity to diversify and these risks is less realizable in practice. Diversification of banking risks in the context of financial globalization is the basis for the stable operation of the Russian banking sector, in the context of rapidly changing external and internal market conditions, creates a safety factor of strategic development and reform the economy as a whole. Understanding that the risks for the banking activities are not so much the potential loss as possible benefits, involves the development and implementation in practice of new concepts and models of risk diversification for banking activities, leading to the quality of its content mandatory requirements of regulators in the area of risk control. © 2015, Mediterranean Center of Social and Educational Research. All rights reserved.
Author keywords:
Banking risks; Diversification; Financial globalization
Index keywords:
нет данных
DOI:
10.5901/mjss.2015.v6n3s3p147
Смотреть в Scopus:
https://www.scopus.com/inward/record.uri?eid=2-s2.0-84929396556&doi=10.5901%2fmjss.2015.v6n3s3p147&partnerID=40&md5=8936a9ba9e987b15103a5774e356161b
Соавторы в МНС:
Другие поля
Поле Значение
Link https://www.scopus.com/inward/record.uri?eid=2-s2.0-84929396556&doi=10.5901%2fmjss.2015.v6n3s3p147&partnerID=40&md5=8936a9ba9e987b15103a5774e356161b
Affiliations Department of Insurance, Ural Federal University, 19 Mira, Str, Ekaterinburg, Russian Federation; Department of Finance and Credit of the Samara State University of Economic, 141 Sovetskoy Armii Str, Samara, Russian Federation; Department of financial markets and banking Ural State University of Economics, 62 8 March, Str, Ekaterinburg, Russian Federation
Author Keywords Banking risks; Diversification; Financial globalization
References (2012), Instructions of the Central Bank of the Russian Federation as of December 3, No. 139-I; Dydykin, A.V., Banking risks as a control financial stability (2011) Finances and Credit, (2), pp. 67-71; Goryukova, O.V., The risk of operating a commercial bank: The nature and the need to include in the typical banking risks (2013) Financial Analytics: Problems and Solutions, (13), pp. 36-47; Kosterina, T.M., Credit policy of banks in Russia from crisis to crisis and post-crisis perspective (2010) Economical Sciences, 2, 22p; Kunitsyna, N.N., Bondarenko, V.A., Improved management system of commercial banks in terms of macroeconomic instability (2014) Finances and Credit, 22, pp. 2-12; Manuilenko, V.V., The definition of economic capital in an integrated system of banking risk management: Universal approach (2013) Finances and Credit, 30, pp. 44-55; Mokeeva, N.N., Fomicheva, O.V., An Empirical Analysis of liquidity of commercial banks (2013) Basic Research, (10), pp. 378-381; Senchagov, V.N., Arkhipov, A.I., (2011) Finance, Monetary Circulation and Credit, 49p. , M.: Prospekt; http://www.expertnw.ru/news/2013-10-16/trebovaniya-bazelya-III-usilyat-kapitalizatsiyu-bankovskoy-sistemy-no-grozyatsnizhenieym-kreditnoy--aktivnosti, The requirements of Basel III will increase the capitalization of the banking system, but threaten to decline in lending activity; Travkina, E.V., Indicative approach to the assessment of bank risks (2012) Economic Analysis: Theory and Practice, (41), pp. 49-54; Trifonov, D.A., The essence and methods of risk management in the banking book (2012) Financial Analytics: Problems and Solutions, (47), pp. 46-55; Zharikov, V.V., Zharikova, M.V., Evseichec, A.I., (2009) Credit Risk Management, 137p. , Tambov: TGTU publishing house; Zharkovskaya, E.P., Arends, I.O., (2011) Banking, pp. 24-25. , M.: Omega-L
Publisher Mediterranean Center of Social and Educational Research
Language of Original Document English
Abbreviated Source Title Mediterranean J. Soc. Sci.
Source Scopus